How to pay for fertility treatment

When you’re thinking about fertility treatment, we know that one of the biggest considerations is how you are going to pay for your treatment.

At Care Fertility, we offer a number of different ways for you to pay for fertility treatment, such as through NHS funding, through your private health insurance or one of our IVF payment programmes, including IVF Refund or IVF Multi-Cycle.

We also offer Interest Free Credit IVF.

Cost of fertility treatment

Understanding the financial aspects of fertility treatment is essential. For detailed information on costs, read our guide to IVF costs, or book a consultation to discuss your options. We understand that cost is an important consideration, and we offer various packages and financing options to make treatment more accessible.

NHS funding

Care Fertility has the largest number of NHS contracts across the UK, so you might be eligible for Care Fertility treatment with NHS funding.

Individual treatment costs

You may have already saved the money you need for treatment, or have access to funds, and want to pay for your treatment as and when you need it.

Private Health Insurance

If you have a private healthcare insurance policy, your fertility treatment may be covered. We work with Bupa, AXA, and WPA to provide fertility treatment.

IVF Payment programmes with Access Fertility

We know IVF isn’t cheap and the last thing you need is to be worrying about where you are going to find the money to pay for treatment – that's why we’ve partnered with Access Fertility to provide IVF payment programmes. These programmes give you financial certainty around your treatment and means you can focus on what’s important – your IVF. This includes paying for multiple cycles of IVF at a fixed cost, or refund programmes that give you up to a 100% refund if you don't have a baby. Access Fertility also have finance options that include 0% interest payment plans for up to 12 months, and other finance options available for longer payment terms.

Why choose a payment programme?

Multi-cycle packages at a fixed, discounted price
Up to 100% refund on your IVF treatment
Interest Free Credit options available so you can buy now and pay later

IVF Refund Programme

IVF Refund Programme with Access Fertility offers multiple IVF cycles for a fixed price, offering big savings over all and gives you peace of mind with up to a 100% refund.

IVF Multi-Cycle Programme

IVF Multi-Cycle Programme with Access Fertility allows you to have multiple cycles of IVF for a fixed, discounted price. It’s a one-off payment and gives you peace of mind that all your IVF is covered.

IVF Donor Egg Refund Programme

IVF Donor Egg Refund Programme with Access Fertility is specifically for you if you’re using donor eggs for IVF treatment. Your situation is unique and therefore deserves a payment programme to suit.

Find an IVF clinic near you

At Care Fertility we deliver truly exceptional patient care, our dedicated teams are on hand to support you at every stage of your fertility journey.

View All Care Fertility Clinics

Start your IVF journey with Care Fertility

Arranging a consultation is simple; we offer virtual and in-person consultations.

You can book your consultation and pre-treatment tests below.

Or if you’d like to talk to someone at Care Fertility about your options, it's straightforward to get started, call us on 0800 564 2270.

Book a consultation